Working Capital Lines of Credit

Working capital lines of credit, also known as accounts receivable factoring, are flexible financing options for companies that handle high amounts of day-to-day expenses or require consistent cash flow to maintain quality service. Your working capital is the key to unlocking improved spending power and enhanced operations management.

Your available financing is based on your current level of business. After you deliver or provide a good or service, you invoice your clients. Marquette can then provide funds based on the income you will receive from those invoices. Invoice factoring is a convenient and flexible way to cover your day-to-day operating costs.  

We offer two accounts receivable financing solutions based on your company’s funding needs and goals.

 

 

Accounts Receivable Financing

With Marquette’s accounts receivable financing, you can access cash flow from your current month’s business to offset daily operations costs. Marquette’s company assessment includes a review of your client list and current business level, including insights into client credit standing, reputation and accountability. These insights allow you to make informed decisions about the companies you do business with.

Once your accounts receivable have been reviewed, you can choose to leverage all of them or just a portion to meet your current need. Whether you need a $500 thousand line or a $30 million line, Marquette will establish an advance rate through underwriting based on the quality of your receivables.

Benefits of Accounts Receivable Financing

• Wire transfer or ACH sent to your business account with each submission.
• Funding program turnarounds as fast as 24 hours from submission.
• Online reporting that allows you to analyze your cash flow with monthly receivable reports, so you can better prepare for the future.
• Efficient working capital management through Marquette’s back office team, who will partner with you on your receivable reports.
• Flat, all-inclusive fee so you can easily manage costs.
• Flexible working capital that allows your company to confidently grow and manage expenses.
• No penalties or fee adjustments for rapidly growing businesses that need to expand their invoice financing due to customer acquisition.

Advance Plus

If you need maximum financial flexibility, our Advance Plus solution may be the best solution for you. Advance Plus operates like a ledgered line of credit, with flexible draw amounts and no wait times.

With Advance Plus, your company will receive a full assessment of your business and Marquette will establish an advance rate through underwriting, which is determined by your eligible receivables.

Benefits of Advance Plus Line of Credit

• Draw funds from your available borrowing base whenever you need to, and for any amount.
• Comprehensive online reporting that allows you to view your account availability and run receivable reports.
• Ledgered lines of credit offer the flexibility for frequent use. Use your line of credit as many times as you need, whether it’s once a month, twice a week, or daily.
• No time limits or wait times to receive funds from within your available credit. Receive requested funds within 24 hours via wire transfer.
• Flexible working capital that allows your company to confidently grow and manage expenses.
• Efficient receivable management through Marquette’s back office team, who will partner with you on your receivable reports.

Contact Us

Contact us today for your custom business assessment.

Call 877.471.6117


Or contact us online
 

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